The University administers three Registered Occupational Pension Schemes.

* Academic Staff, including Variable Hours Tutors are eligible to join the Teachers Pension Scheme. The following is a link to the website: www.teacherspensions.co.uk

There is a separate page about the scheme on the website.

* Professional Support Staff, including Research Staff are automatically entered into the Greater Manchester Pension Fund.   This is the local fund which is part of the Local Government Pension Scheme (LGPS) There are 89 such funds in England & Wales.

A copy of the booklet is available at http:/www.gmpf.org.uk. The Scheme changed from 1st April 2014 to a Career Average Revalued Earnings (CARE) Scheme. Further information can be found on the LGPS2014 website. There is a separate page about the scheme on this website.

If you were a new joiner and were a member of the Universities Superannuation Scheme (USS) in the month before you joined the University, you can request to stay in the scheme. There is a separate page about the scheme on this website, www.uss.co.uk

All the schemes have or are about to see changes to their scheme design.

This coupled with Pensions Freedoms, Auto Enrolment and changes to the State Pension from April 2016 and a growing sophistication in pension scams means that it is important that you are aware what is going on . We cannot give financial advice but we can provide help, assistance and information.